BUSINESS OPERATIONS

TreasurySolutions

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We believe we can advance corporate treasury, one that leverages technology to bridge the gap between business and banks. This drives us to better understand each of our customers’ processes and assist in the change processes of their treasury departments.

What sets us apart is our business proximity and being on top of industry trends, our willingness and ability to innovate and improve process efficiency, and our knowledge of the characteristics particular to corporate treasury, which enables us to tailor our approach to the reality of each customer.

We help our customers improve their cash flow management by providing strategic consulting services, process design, and the implementation and maintenance of Treasury Management Systems (TMS).

Connect with your banks through a bank communication solution

Gain greater insight into your bank accounts. Have control and traceability of all payments. Save time with automation. Reduce risk.

Our bank communication solutions will help streamline your interaction with banks, such as statement integration – previous day or intraday –, payment processing, and submitting payments following approval in a secure, fast and efficient manner.

It is the starting point on the road to greater efficiency in cash flow management and enables:

Task automation

Send payment files to suppliers or employees (XML SEPA CT or International); ATM/State payment references; confirming, factoring or other SWIFT formats) and direct debits (XML SEPA DD), all from a single platform and without having to use traditional bank authentication mechanisms.

Risk reduction

Ensure payments are approved by the right people and communicate with banks using the same security standards that financial institutions use amongst each other.

Real-time information

Real-time information

Receive transfer confirmation status messages and intraday statements from all banks, no matter your geographical location, to be on top of your cash position.

Control and traceability of the payment approval workflow

Control and ensure that approvals are given by your company's authorised proxies, all on a centralised platform.

On the go payment approval

Forget matrix cards, tokens and homebanking sites. Approve payments via a FIORI app on your own iOS or Android mobile phone or tablet.

Integrated view of your cash flow position and projection

Aggregate bank account management, with an integrated view of cash transactions and liquidity trends.

Our cash management solutions enable centralised management of the balance of each of your accounts, with an overview of cash transactions and liquidity trends.

Centralised view

See the cash flow position and projection of all your bank accounts using a single cockpit.

Real-time information

With the SAP-based solution, information is always available and at any time, enabling you to quickly identify the need to mobilise funds or hedge exchange rate risk.

Task automation

Using configurable cash pooling rules (zero balance or target balance), you can propose urgent or non-urgent, intra- or intercompany and intra- or interbank automated transfers. These transfer proposals will be integrated in the payment approval process, when available.

Scope of information

This solution allows you to include more traditional data such as invoices, purchase orders, financial transactions, bank statements, in addition to more advanced sources of information, such as estimated payroll, intraday statements, communication of the confirmation of spot or forward transactions, and specific information related to the Portuguese context, such as estimated payment or receipt of VAT and estimated social security contributions.

Optimise reconciliation between bank statements and accounting

Save time with automation. Reduce time spent on searching for information and the amounts to be reconciled.

Our bank reconciliation solutions make the best use of information both from bank statements and accounting records to identify and configure rules to automate the reconciliation process.

Speed up the identification and classification of receivables

Based on user-defined rules – which are updated with day-to-day use – you’ll be able to identify customer payments in statements and offset them against outstanding invoices.

Reduce reconciliation time

Set rules to automatically identify amounts to be reconciled or classified in accounting, such as bank fees.

Reconcile more regularly

Thanks to the automated process, you can increase reconciliation frequency and gain more control of bank account balances for better cash flow management.

Integrated solution in SAP

Direct access to the information already contained in accounting records and statements.

User friendly

A visual and intuitive tool, with drag & drop features, the ability to document unreconciled amounts and reporting for reconciliation audits.

Success stories

The Navigator Company

Implementation of SAP Bank Communication Management – The Navigator Company

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